Online ISSN: 2455-7188 IMPACT FACTOR: 0.7261 Thomson Reuters Researcher ID: J-5005-2016 CERTIFICATE OF PUBLICATION This is to Certify that Mr./Mrs./Ms./Dr. T.N.Seenivasan, Dr.R.Mohanraj has published research paper in " INTERNATIONAL JOURNAL OF INNOVATIVE RESEARCH IN MANAGEMENT STUDIES (IJIRMS) peer reviewed and refereed journal, Volume- 3, Issue- 2, March 2018, pp. 37-39." Paper Title:- " MEASURING POLICY HOLDERS' REASONS FOR HAVING LIFE INSURANCE POLICY IN SELECTED PRIVATE LIFE INSURANCE COMPANIES AT ERODE DISTRICT " Chief Editor