Online ISSN: 2455-7188 IMPACT FACTOR: 0.7261 Thomson Reuters Researcher ID: J-5005-2016 CERTIFICATE OF PUBLICATION This is to Certify that Mr./Mrs./Ms./Dr. Nisha Khan has published research paper in " INTERNATIONAL JOURNAL OF INNOVATIVE RESEARCH IN MANAGEMENT STUDIES (IJIRMS) peer reviewed and refereed journal, Volume- 4, Issue- 2, March 2019, pp. 12-23." Paper Title:- " IMPACT OF NPAs ON FINANCIAL SOUNDNESS OF AXIS BANK IN INDIA: BASED ON CAMEL MODEL " Chief Editor