Online ISSN: 2455-7188 IMPACT FACTOR: 0.7261 Thomson Reuters Researcher ID: J-5005-2016 CERTIFICATE OF PUBLICATION This is to Certify that Mr./Mrs./Ms./Dr. Debamitra Ray, Sandreena V has published research paper in " INTERNATIONAL JOURNAL OF INNOVATIVE RESEARCH IN MANAGEMENT STUDIES (IJIRMS) peer reviewed and refereed journal, Volume- 8, Issue- 5, May 2026, pp. 85-92." Paper Title:- " CAMEL FRAMEWORK ANALYSIS OF PROFITABILITY DETERMINANTS IN INDIAN PRIVATE SECTOR BANKING: A LONGITUDINAL STUDY OF AXIS BANK LIMITED (2015-2024) " Chief Editor