Online ISSN: 2455-7188 IMPACT FACTOR: 0.7261 Thomson Reuters Researcher ID: J-5005-2016 CERTIFICATE OF PUBLICATION This is to Certify that Mr./Mrs./Ms./Dr. M.Saravanan, Dr.R.Eswaran, V.Palanivel has published research paper in " INTERNATIONAL JOURNAL OF INNOVATIVE RESEARCH IN MANAGEMENT STUDIES (IJIRMS) peer reviewed and refereed journal, Volume- 1, Issue- 1, February 2016, pp. 46-57." Paper Title:- " ANALYZING ATTRIBUTES IN THE POLICY HOLDER ACCOUNT OF ICICI PRUDENTIAL LIFE INSURANCE COMPANY " Chief Editor